Future
Assured.
The National Pension System (NPS) offers a structured approach to retirement planning with exclusive tax benefits and market-linked returns.
Tiered
Architectures.
NPS provides a dual-account structure designed to balance long-term retirement security with short-term liquidity needs.
Tier I: Pension
The core retirement account with mandatory contributions and extensive tax benefits.
Start Investing →Tier II: Voluntary
A flexible savings sub-account allowing anytime withdrawals without lock-ins.
Open Account →Market Regularity
Minimum annual contribution of ₹1,000 for Tier I ensures consistent corpus building.
Seamless Liquidity
Tier II offers instant access to your voluntary savings with no withdrawal restrictions.
Tax
Optimization.
Leverage specialized sections of the Income Tax Act to maximize your post-tax retirement corpus.
Section 80CCD (1B)
Additional deduction of up to ₹50,000, over and above the ₹1.5 lakh limit of Section 80C.
Section 80CCD (2)
Employer contributions up to 10% of basic salary are tax-exempt (14% for Central Govt).
Compounding Power
Reap the benefits of disciplined investing through SIPs, leveraging rupee cost averaging.
Tax Regime Neutral
Benefits applicable under both Old and New Tax regimes, ensuring broad fiscal efficiency.
Guided
Allocation.
Choose between hands-on portfolio management or automated lifecycle-based rebalancing.
NPS Vatsalya.
A new initiative ensuring a secure financial foundation for your child from age zero, seamlessly transitioning into a standard NPS account at 18.
Secure Their Future
Secure Your
Legacy.
Expert guidance on NPS enrollment, portfolio selection, and retirement strategy.
Contact Desk
support@indyawealth.com
+91 91520 83788